Henrico FCU offers some of the most affordable credit cards available. And, because it's a VISA® Credit Card, it's accepted by merchants around the world! With Henrico FCU's Digital Banking, it's easy to view transactions, statements, manage CURewards, and pay your bills, too! Control all aspects of your new Visa® when it's most convenient for you. Plus, with EMV chip technology your purchases are even more secure. Fill out the information below and once you are approved, Henrico FCU will send your new card right away!
IMPORTANT CREDIT CARD DISCLOSURES. The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of August 9, 2016. You can call Us at (804) 266-0290 or write Us at 9401 West Broad Street, Henrico, Virginia 23294 to inquire if any changes have occurred since the effective date.
Visa Platinum | Visa Platinum Rewards | |
Annual Percentage Rate (APR) for Purchases |
1.90% Introductory APR for 6 months After that, Your APR will be 9.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
1.90% Introductory APR for 6 months After that, Your APR will be 10.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
APR for Balance Transfers |
1.90% Introductory APR for 6 months After that, Your APR will be 9.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
1.90% Introductory APR for 6 months After that, Your APR will be 10.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
APR for Cash Advances |
1.90% Introductory APR for 6 months After that, Your APR will be 9.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
1.90% Introductory APR for 6 months After that, Your APR will be 10.90% - 17.90% based on Your creditworthiness at the time You established Your account. |
How to Avoid Paying Interest on Purchases | We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. | |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore |
Penalty Fees: | |
Late Payment Fee | up to $25.00 |
Returned Payment Fee | up to $15.00 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases). " | |||
For additional information, contact us at 888.HFCU.ASK. |