close attention bar icon
 

Make the smarter choice

Since 1967 we've helped our members make smarter decisions about their money. It's our way of helping our members save more for what's important. With all of our checking account options, you'll have all the convenience you love, plus fewer and lower fees.

Smarter checking seal, fewer fess. local values.

The basic perks

With all of our checking accounts you’ll enjoy:

Fewer and lower fees icon

Fewer and lower fees

Access thousands of free atms nationwide icon

Access thousands of FREE ATMs nationwide.

Have access to your account anywhere with mobile banking icon

Have access to your account anywhere with Mobile Banking.

Free visa® debit card, free bill pay, free mobile deposit and free account alerts.* icon

Free VISA® debit card, free Bill Pay, free mobile deposit and free account alerts.*

Your money stays local...right here in the richmond area. icon

Your money stays local...right here in the Richmond area.

order checks icon

*Data carrier rates may apply.

Relationships matter

  eVantage Checking Select Advantage Checking Student Advantage Checking
Services  Basic Checking
Direct Deposit
eStatements
Bill Pay

Select (S9) or Invest (S10) Checking
Direct Deposit
Bill Pay 

Age 21 or younger with Basic Checking (S8)
Benefits No monthly service fee
1/4 discount on vehicle loans
2 free foreign ATM transactions per month 
No monthly service fee
1/4 discount on vehicle loans
4 free foreign ATM transactions per month
Free transaction history printouts
4 free Co-Op Shared Branch withdrawals per month
Free cashier's checks
No monthly service fee
1/4 discount on vehicle loans
2 free foreign ATM transactions per month

Compare checking account options

  Basic Checking
(S8)
Select Checking
(S9)

Invest Checking
(S10)
Minimum balance requirement  N/A $500  $2,500
Monthly service fee1 $2 $8 $8
Free Visa® Debit Card chart dot 1  chart dot 2 chart dot 3
Unlimited free transactions at any Henrico FCU ATM chart dot 4 chart dot 5 chart dot 6
Access to nationwide Co-Op Shared Branch and ATM network chart dot 7  chart dot 8  chart dot 9
Free Internet Banking  chart dot 10   chart dot 11 chart dot 12
Free Bill Pay2
chart dot 13 chart dot 14  chart dot 15
Free Voice Banking chart dot 16  chart dot 17 chart dot 18
Free Mobile Banking3 chart dot 19  chart dot 20  chart dot 21
Free Mobile Wallet3 chart dot 22 chart dot 23 chart dot 24 
Earn dividends on balances of:  N/A $1,000
and higher 
$2,500
and higher 
Free checks     chart dot 25

1Monthly service fee does not apply if relationship pricing or minimum balance requirements are met.
2Internet Banking required for Bill Pay.
3Data carrier rates may apply.