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Fee Schedule

The fees and charges applicable to your account at Henrico Federal Credit Union are provided in this Rate & Fee Schedule. Henrico FCU may offer other rates for these accounts from time to time.

Description Amount
Account Reconciliation Fee $10.00 per hour
Account Research Fee $10.00 per hour
Bad Address Fee $2.00 per month
Bill Pay No Charge
— Same Day Bill Pay (SDBP) $12.95 per item
— Expedited Payment $25.00 per item
Checking Account Fee1  
— Basic Checking $2.00 per month
— Select Checking $8.00 per month
— Invest Checking $8.00 per month
Check Cashing Fee $3.00 per item
Check Copy Fee $2.00 per item
Courtesy Pay Fee2 $30.00 per item
Dormant Account Fee $5.00 per quarter
Excess Share Withdrawal Fee $3.00 per withdrawal
Garnishment Fee $10.00 per item
Description Amount
Manual Check Clearing Fee $30.00 per item
Money Order Fee $2.00 per item
Move Money  
— Account-to-Account (incoming) No Charge
— Account-to-Account (outgoing) $1.00 per transfer
— Person-to-Person (incoming) $1.00 per transfer
— Person-to-Person (outgoing) $1.00 per transfer
Non-Proprietary ATM Fee $1.00 per transaction
NSF / Overdraft Fee1 $30.00 per item
Returned Deposit Item Fee $15.00 per item
Shared Branch Withdrawal Fee $1.00 per transaction
Statement Copy Fee $10.00 per statement
Description Amount
Stop Payment Fee $25.00 per item
Third-Party Teller Check Fee $3.00 per item
VISA Check Card Replacement Fee $10.00 per card
— Expedited Delivery (2-3 days) $25.00 per card
VISA Check Card PIN Replacement No Charge
— Expedited Delivery (2-3 days) $25.00 per PIN
Wire Transfer  
— Incoming No Charge
— Outgoing (Domestic) $10.00 per item
— Outgoing (International) $35.00 per item
¹Checking account fees are only imposed on accounts without relationship pricing. To qualify for relationship pricing, the checking account must have direct deposit and e-statements. Contact a representative for assistance with setting up direct deposit and e-statements.  
²Courtesy Pay, NSF or Overdraft Fee(s) may be imposed for overdrafts created by checks, in-person transactions, ATM withdrawals or by other electronic means.