Skip to main content
Smarter Members. Local Values. Community Focused.

Auto Loans

Auto Loans

Shopping for a new or used car is an exciting journey, and we're here to make the process as seamless as possible. With competitive loan rates, we’ve got you covered for cars, SUVs, trucks, boats, motorcycles, RVs, and even aircraft!

For your convenience, we offer additional products and services to protect your investment. Start with getting preapproved* today.

View Rates Get started today!

*Not all applicants will qualify


Auto Buying Assistant

Your credit union provides tools and resources to simplify the auto-buying process with the Auto Buying Assistant. This service helps you search and compare pricing for your next auto purchase.

Research a Vehicle

Once you find the automobile of your dreams, get preapproved at your credit union or visit one of the area dealerships and ask if they participate in Credit Union Direct Lending, also known as CUDL. This is a service through which individuals are able to apply for loans at participating auto dealerships and finance directly with the credit union.

  • Shop around for the vehicle you want
  • Get preapproved with Henrico FCU or ask your dealer if they participate in CUDL and inform them you are a member of Henrico FCU

Not all applicants will qualify. Membership eligibility required.