Checking Account Options

The Credit Union provides a range of checking account options tailored to meet your individual needs. Upon opening a checking account with our credit union, you will enjoy the exclusive perks of membership. The benefits of having a checking account with us include lower fees, access to thousands of free ATMs nationwide, Digital Banking, a VISA® debit card, Bill Pay, relationship pricing, mobile deposit, and account alerts*. Most importantly, your money remains local!

*Data carrier rates may apply. Membership eligibility required. Subject to approval. 

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	Basic Checking	Select Checking	Invest Checking
Minimum balance requirement	N/A	$500	$2,500
Monthly service fee	$21	$82	$82
Visa® Debit Card
Unlimited free transactions at any Henrico FCU ATM
Access to nationwide Co-Op Shared Branch and ATM network
Digital Banking4
Bill Pay3,4
Voice Banking
Mobile Banking4
Mobile Wallet4
Earn dividends on balances of:	N/A	$1,000 and higher	$2,500 and higher
Free checks	N/A	N/A

Enhanced Benefits

Our checking accounts offer discounts when you meet criteria including no monthly service fees, loan discounts, and free foreign transactions. 

	eVantage Checking	Select Advantage Checking	Student Advantage Checking
Services	Basic Checking  Direct Deposit eStatements	Select or Invest Checking Direct Deposit	Age 21 or younger with Basic Checking
Benefits	No monthly service fee .25% discount on auto loans 2 free foreign ATM transactions per month	No monthly service fee .25% discount on auto loans 4 free foreign ATM transactions per month Free transaction history printouts 4 free Co-Op Shared Branch withdrawals per month Free cashier's checks	No monthly service fee .25% discount on auto loans 2 free foreign ATM transactions per month

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¹ Monthly service fee does not apply if relationship pricing or minimum balance requirements are met.

² Monthly service fee does not apply if minimum balance requirements are met.

³ Digital Banking required for Bill Pay.

⁴ Data carrier rates may apply.