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Smarter Members. Local Values. Community Focused.

Youth Accounts

Kids Accounts - Join the Roo Crew

Learning to save is an important part of the development process for children. Establishing smart money habits from an early age is important to begin that journey. To assist parents and guardians, we offer free share savings and checking accounts for kids. Children under the age of 18 may need a parent or guardian as a joint account holder for checking accounts. 

Our Youth Savings program includes our special characters, Ms. Roosalina who wants to help Penny, Kash and the kids in the Greater Richmond area. Ms. Roosalina has a friend named Sir Elkington who flies around the world to learn about how other countries save money. Get started today and join the Roo Crew and Sir Elkington for their adventures in the Greater RVA. 


Fun with the Roo Crew

Reading is a great way to see the world from where you are!  Get your child started today, subscribe to our YouTube Channel and Facebook page. Our youth program creates fun financial educational content for you and your child. Print our past activities and get started today.

Available Activities


Student Advantage Checking Account

A Student Advantage checking account is designed to assist members under the age of 21 learn how to manage their finances and meet their financial needs. With this account, young adults under 18 must have a parent or legal guardian listed as a joint owner. 

  • Age 21 or younger with Basic Checking
  • No monthly service fee
  • .25% discount on auto loans
  • Mobile Banking
  • Mobile Deposit
  • Visa® Debit Card
  • 30,000 ATMs nationwide

Get your child started today!

Membership Eligibilty Required.