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Join US

Smarter Members. Smarter Choices.

Our credit union is a local, full-service, not-for-profit financial institution dedicated to meeting all your financial needs. We offer an extensive range of services tailored to provide convenience and support for every stage of your financial journey, including Digital Banking, Bill Pay, eSignatures and much more. 

We are committed to financial literacy through our comprehensive Financial Education programs and supporting the next generation with our Youth Programs. Additionally, our Shared Branch services guarentee you have access to your accounts wherever you go. Join us and experience a credit union that truly cares about its members.

Once you join, you gain access to exceptional account services, including attractive certificate rates and competitive loan options designed to meet your financial goals. We proudly serve individuals who live, work, worship, or attend school in 21 cities and counties throughout the greater Richmond area, making it convenient for you to enjoy the benefits of membership no matter where you are in the community.

Becoming a credit union member is easy. Get started with these simple steps:

  1. Visit one of our nine locations and bring your current government-issued photo identification
  2. Complete the membership application
  3. Make a $5 deposit into your new Share Account to establish your membership
  4. Enjoy the benefits, amazing rates, and your new credit union family

Membership Eligibilty Required


Our Community

The credit union currently serves those who live, work, worship, or attend school in the surrounding greater Richmond area including: 

  • Amelia County
  • Town of Ashland
  • Caroline County
  • Charles City County
  • Chesterfield County
  • Colonial Heights
  • Cumberland County
  • Dinwiddie County
  • Goochland County
  • Hanover County
  • Henrico County
  • Hopewell
  • King & Queen County
  • King William County
  • Louisa County
  • New Kent County
  • City of Petersburg
  • Powhatan County
  • Prince George County
  • Richmond City
  • Sussex County

In addition, we welcome all immediate family members of current members to join our credit union and experience the credit union difference. 

Field of Membership Map