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Home Loans

Mortgage Options

Your credit union is here to help when it comes to finding the perfect home or financing your improvements. Whether you’re purchasing your first house, searching for a place with more room, or refinancing to save money, your credit union wants to help you find a solution.

  • Purchase or refinance options
  • Government-backed loans
  • Investment property programs
  • Minimal down payment options
  • Realtor services with exclusive discounts

Home Refinance

Home refinance1 loans replace your current mortgage with a new one. Generally, people refinance to lower the interest rate, reduce monthly payments, or use their home’s equity. Others refinance a home to pay off the loan faster, eliminate private mortgage insurance, or switch from an adjustable to a fixed-rate loan. For various life scenarios, we have options to fit your needs.

  • Borrow up to 80% of your home’s value
  • Closing costs as low as $595
  • Fixed rate and payment with terms of up to 30 years
  • Loans from $10,000 to $500,000
  • Primary residence and a second home in Virginia

View Rates

¹ Actual rate will vary depending on applicant’s credit ratings and length of loan term. Henrico FCU and Bellwood CU will obtain a valid first or second lien position on the consumer’s dwelling. Henrico will obtain a valid first or second lien position on the consumer’s dwelling. Adequate property insurance is required.Taxes and insurance are not reflected in the payment example. Payment will be higher. Annual Percentage Rate is variable and subject to change after the loan is open

Membership eligibilty required. Not all applicants will qualify.

Connect with Us

Interested in learning more about your Home Loan options? Complete the contact form and a credit union representative will contact you to discuss your specific needs.

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