We are a local, full-service, not-for-profit financial institution and since 1967 we've helped our members make smarter decisions about their money. It's our way of taking care of the people who take care of our community.
HFCU offers many benefits including:
Access thousands of FREE
ATMs nationwide.
Solutions to meet all of your
financial needs.
Get better rates on loans & higher yields
on savings.
Your money stays local...right here in the
Richmond area.
Have access to your accounts anywhere,
anytime, with our mobile banking app.
Discount theme park and movie tickets,
notary services, money orders and more.
Henrico FCU currently serves those who live, work, worship, or attend school in Henrico County and 20 other cities and counties in the greater Richmond area including:
Amelia County
Town of Ashland
Caroline County
Charles City County
Chesterfield County
City of Colonial Heights
Cumberland County
Dinwiddie County
Goochland County
Hanover County
Henrico County
City of Hopewell
King & Queen County
King William County
Louisa County
New Kent County
City of Petersburg
Powhatan County
Prince George County
City of Richmond
Sussex County
In addition, we welcome all immediate family members of current Henrico FCU members to join our credit union and experience the Henrico FCU difference.
We take our responsibilities very seriously here; our credit union leaders care about you. We work hard in this fast-paced environment solving problems and finding ways to improve ourselves and your credit union every day.
Henrico FCU is a member-owned financial cooperative designed to help members make smarter financial choices. So what’s the difference between banks and credit unions?
Services | Credit Union | Banks |
---|---|---|
Purpose | For people, not profit | For profit |
Ownership | Members share ownership | Customers with no ownership |
Decision | Democratically controlled by members and volunteers | Controlled by paid officials |
Service | Service driven | Profit driven |
Profits | Return profits to members through better rates, low or no fees, and new services | Return profits to stockholders |
Insurance | Federally insured by NCUA | Federally insured by FDIC |
Are you ready to join us? In 4 easy steps you can become a member of Henrico FCU today!
Complete
the application
Find more to access and
print the Henrico FCU
Membership Application.
Bring it
to HFCU
Bring the completed
application and an unexpired government-issued photo identification to any of
our Henrico FCU
locations.
Make a
Deposit
Deposit $5 to establish
your membership.
Enjoy the
Benefits
Enjoy the benefits
of being a
Henrico FCU member!