Henrico Federal Credit Union is a local, full-service, not-for-profit financial institution. As a community credit union, we are open to the Greater Richmond area for a variety of financial services including Share Branch services.
When you join Henrico FCU, you have access to a variety of account services including great certificate rates and competitive loan rates. Just walk into one of our eight locations and ask about HFCU eligibility. It takes five dollars to start your Share Account.
HFCU offers many benefits including:
Access thousands of FREE
ATMs nationwide.
Solutions to meet all of your
financial needs.
Better rates on loans & higher yields
on savings.
Your money stays local, right here in the
Richmond area.
Have access to your accounts anywhere,
anytime, with our mobile banking app.
Discount theme park and movie tickets,
notary services, money orders and more.
Henrico Federal Credit Union currently serves those who live, work, worship, or attend school in Henrico County and 20 other cities and counties in the surrounding greater Richmond area including:
Amelia County
Town of Ashland
Caroline County
Charles City County
Chesterfield County
City of Colonial Heights
Cumberland County
Dinwiddie County
Goochland County
Hanover County
Henrico County
City of Hopewell
King & Queen County
King William County
Louisa County
New Kent County
City of Petersburg
Powhatan County
Prince George County
City of Richmond
Sussex County
In addition, we welcome all immediate family members of current Henrico Federal Credit Union members to join our credit union and experience the credit union difference.
Henrico Federal Credit Union is a member-owned financial cooperative designed to help members make smarter financial choices. So what’s the difference between credit unions and banks?
| Services | Credit Union | Banks |
|---|---|---|
| Purpose | For people, not profit | For-profit |
| Ownership | Members share ownership | Customers with no ownership |
| Decision | Democratically controlled by members and volunteers | Controlled by paid officials |
| Service | Service-driven | Profit-driven |
| Profits | Return profits to members through better rates, low or no fees, and new services | Return profits to stockholders |
| Insurance | Federally insured by NCUA | Federally insured by FDIC |
Are you ready to make Henrico Federal Credit Union your primary financial institution? In 4 easy steps, you can become a member today!
Complete and
print the application
Bring it
to HFCU
Bring the completed application
and current government-issued photo identification to any of
our Henrico FCU
locations.
Make a
Deposit
Deposit $5 into your to
establish your membership
Enjoy the
Benefits
Enjoy the benefits
of being a
Henrico FCU member!
