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Digital Banking

 

Checking Accounts

Henrico Federal Credit Union offers a variety of checking accounts to fit your individual needs. You can choose between Basic Checking, Select Advantage Checking, and Student Checking.

When you open a checking account with Henrico FCU you will benefit from quite a few perks. You will have access to Digital Banking, Bill Pay, relationship pricing, and eStatements. 

Smarter checking seal, fewer fess. local values.

The Basic Perks

 

Fewer and lower fees icon

Lower fees

Access thousands of free atms nationwide icon

Access thousands of FREE ATMs nationwide

Have access to your account anywhere with mobile banking icon

Have access to your account anywhere with Digital Banking

Free visa® debit card, free bill pay, free mobile deposit and free account alerts.* icon

Free VISA® debit card, free Bill Pay, free mobile deposit and free account alerts*

Your money stays local...right here in the richmond area. icon

Your money stays local

order checks icon

*Data carrier rates may apply.

Your Checking Account Options

  eVantage Checking Select Advantage Checking Student Advantage Checking
Services  Basic Checking (008)
Direct Deposit
eStatements

Select (009) or Invest (010) Checking
Direct Deposit

Age 21 or younger with Basic Checking (008)
Benefits No monthly service fee
.25% discount on auto loans
2 free foreign ATM transactions per month 
No monthly service fee
.25% discount on auto loans
4 free foreign ATM transactions per month
Free transaction history printouts
4 free Co-Op Shared Branch withdrawals per month
Free cashier's checks
No monthly service fee
.25% discount on auto loans
2 free foreign ATM transactions per month
  Basic Checking
(008)
Select Checking
(009)

Invest Checking
(010)
Minimum balance requirement  N/A $500  $2,500
Monthly service fee1 $2 $8 $8
Free Visa® Debit Card chart dot 1  chart dot 2 chart dot 3
Unlimited free transactions at any Henrico FCU ATM chart dot 4 chart dot 5 chart dot 6
Access to nationwide Co-Op Shared Branch and ATM network chart dot 7  chart dot 8  chart dot 9
Free Digital Banking  chart dot 10   chart dot 11 chart dot 12
Free Bill Pay2
chart dot 13 chart dot 14  chart dot 15
Free Voice Banking chart dot 16  chart dot 17 chart dot 18
Free Mobile Banking3 chart dot 19  chart dot 20  chart dot 21
Free Mobile Wallet3 chart dot 22 chart dot 23 chart dot 24 
Earn dividends on balances of:  N/A $1,000
and higher 
$2,500
and higher 
Free checks     chart dot 25

1Monthly service fee does not apply if relationship pricing or minimum balance requirements are met.
2Digital Banking required for Bill Pay.
3Data carrier rates may apply.