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Smarter Members. Local Values. Community Focused.

Share the Benefits. Get Rewarded.

Here’s how it works:

  • Invite your friends and family to join Henrico FCU.
  • They open a new membership at one of our branches.
  • Your referral must mention your name when opening their account.
  • Once they've been a member for 30 days, you’ll receive $25!
  • As a bonus, your friend or family member will receive a $25 bonus

To learn more about our Savings Accounts rates, please visit our Rates page.

There’s no limit to how many people you can refer, so keep spreading the word! For example, if you refer four people, you could earn $100. The more you share, the more you earn.

*Annual Percentage Yield (APY): 0.25%, accurate as of January 6, 2026; rates are subject to change. To qualify, a share savings account must be opened and maintained for 30 consecutive days. The minimum balance required to open the account is $5. The bonus will be deposited within 60 to 120 days after the 30-day qualification period is met. This promotion may end at any time, but no later than January 31, 2026. Membership eligibility is required. Fees may reduce earnings.